A big consideration when buying a home, naturally, is how much you can afford. This is generally calculated based on a percentage of your monthly income, your mortgage payment, and other debt.\r\n Mortgage Payment \r\nGenerally, lenders don’t want borrowers to spend more than 28 percent of their gross, pre-tax income on their core mortgage payment, which is the principal and … Read More

Here at Provident Homes, our commitment to excellence extends to using every possible method of checking and re-checking our level of performance. If there is some way in which we can do even better than we are currently doing, we want to hear about it.\r\n\r\nNot only do we strive for rigorous self-examination to ensure and improve quality, but we have … Read More

We have all heard the concerns of global warming. Many say that there is significant evidence that suggests our current energy consumption and methods are resulting in damaging effects to the environment. But, let’s not get into the climate change debate just yet. If we ignore climate change, it still makes sense to build an energy efficient home. There are … Read More

For the most part, residents of Chester County live a comfortable life. Chester County residents have the highest-income of any county in Pennsylvania. Chester County residents also rank highly when compared to the rest of the USA. In the 2010 census, Chester County ranked 24th (in terms of median household income) when compared to the other 3,007 counties in the … Read More

It can be so easy to find yourself falling in love at first sight when it comes to looking for your first home, but allowing your emotions to rule you can create problems. It is far better to calmly prepare yourself far in advance using these considerations for choosing your home.\r\n\r\n1. Decide Where You Want To Live\r\n\r\nWhen it comes to … Read More

So the time has come to find the perfect home. For many, that can be a daunting task; however, with the right approach, finding the perfect home may be easier than expected.\r\n\r\nPrice\r\nThe price of a home is a major consideration when locating the perfect home. Certainly, buyers want to live comfortably in their home, but they do not want to … Read More

Improved from just a few years ago, the housing market has made a strong comeback overall. Therefore, due to the relatively low interest rates and improving job market, several people today are seriously thinking about diving into homeownership.\r\n\r\nHowever, if you want to purchase a home anytime soon, you’ll need to get serious about saving money for the down payment. Here … Read More

As the real estate market continues to fluctuate, many people wonder if it’s a better time to rent or own their home. Which will cost less in the long-term? Which offers stronger peace of mind and a better place to raise a family? Let’s take a look at the benefits of renting versus owning.

West Chester is a gorgeous place to call home, and you may be thinking about settling into this area of Pennsylvania with a new home purchase. You may already be renting a home in the area, or you may be relocating into West Chester from another location. However, you may not be certain if now is the right time to make your purchase. By focusing on a few important points, you can make a more informed decision about your real estate plans.

You’ve been saving up your pennies to put a down payment on a home. Now seems like an excellent time: real estate prices keep rising and interest rates are still low enough that your monthly payments are still affordable. Maybe you’ve been considering an older home because you seem to get much more for your money. But when you look at all the facts, you may discover why buying a new home is better than buying a used one.